Saturday, July 15, 2017

How to Stay Broke:

  • Never save
  • Avoid putting anything into retirement
  • Never plan for any emergencies to happen
  • Take on as many payments as you can! The more money you have promised to other people the better! Here are some places to start:
    • Car
    • House
    • Boat
    • Furniture
    • Appliances
    • Credit Card
    • Student loans
    • Personal line of credit
    • Borrow from family
    • Expensive vacations you already took
    • Just sign up for the payment option instead of buying outright anytime this is an option!
  • Spend way more than you make
  • Go out to eat for as many meals as possible/avoid cooking
  • Drive vehicles that require a lot of gasoline and maintenance 
  • Go back to school for a Masters degree you can't pay for
  • Shop for new clothes at least every week
  • Manicures/Pedicures on the regular
  • Don't forget about your hair
  • Starbucks/fancy coffee daily
  • New iPhone every year
  • Extravagant birthday and Christmas gifts for all your loved ones (but let the birthday/holiday "sneak up" on you so that you forget to put aside any money ahead of time; this gives you a chance to use your credit card)
  • Never take on an extra job or freelance work
  • Listen to the advice of your broke friends
  • Pay full price for every purchase/never shop around

This is just a starter list. What else can you add? There are endless ways to stay broke! 

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